! Contact Us: For any travel-related concerns, you may reach us through (02) 8888-8000.
Qualified BDO Credit Cardholders may avail of these FLY NOW, PAY NEXT YEAR:
Note: Corporate Cards, Distribution Cards, and Purchasing Cards are not qualified to avail of the FLY NOW, PAY NEXT YEAR facility.
The monthly installment due on FLY NOW, PAY NEXT YEAR with Payment Holiday transactions, together with the monthly interest and penalty charge (if any), will be billed to the Cardholder starting on the fourth (4th) statement cycle after the original transaction date and every month thereafter until the total amount payable is paid in full.
Statement Cut-off Date |
Purchase Date | October 14 | November 14 | December 14, 2024 | January 14, 2025 | February 14, 2025 | 1st Monthly Installment Payment Due Date (+25 days) |
---|---|---|---|---|---|---|---|
Every 14th of the month | October 14 | Billing Holiday | Billing Holiday | Billing Holiday | 1st monthly installment is billed | 2nd monthly installment is billed | February 8, 2025 |
October 15 - 31 | N/A | Billing Holiday | Billing Holiday | Billing Holiday | 1st monthly installment is billed | March 11, 2025 |
Qualified cardholders may avail of the FLY NOW, PAY NEXT YEAR Zero Percent (0%) interest for a minimum purchase worth P3,000, subject to minimum purchase agreement with partner merchant.
For items not included in the 0% offer, the regular monthly add-on interest rates below shall apply:
Term | Factor Rate | Add-on Rate Per Month |
Effective Rate per Annum |
---|---|---|---|
3 | 0.343338077 | 1.00% | 17.92% |
6 | 0.176667651 | 1.00% | 20.29% |
9 | 0.118615800 | 0.75% | 15.93% |
12 | 0.090333829 | 0.70% | 15.16% |
18 | 0.063059857 | 0.75% | 16.43% |
24 | 0.049168817 | 0.75% | 16.43% |
36 | 0.037777833 | 1.00% | 21.20% |
Sample Computation:
Total Transaction Amount: P10,000
Installment Term: 12 months
Formula:
Transaction Amount x Factor Rate = Fixed Monthly Amortization
P10,000 x 0.090333829 = P903.34
Per DTI Fair Trade Permit No. FTEB-203970 Series of 2024